Meet The Team

Kenneth J. Bojarski

President & Founder

Ken is married and lives with his wife of 42 years in South Park, PA. They have one son, Christopher, who is married and lives in NJ. Ken has been actively involved in his community, serving as the president of his son’s school Parent Teacher Association and the local ambulance service. He also enjoys spending time at his home in Deep Creek MD, where he can indulge in his love for the outdoors and ride his side by side with his family.

With over 43 years of experience, Ken has been a prominent figure in the estate and business planning arena. During his tenure, he spent eleven years as a manager, successfully growing his agency group to a total of twenty-one producers, consistently ranking first in the US. Ken’s achievements as both a producer and manager have been recognized with numerous awards, including the prestigious national diversity manager of the year award.

In 1998, Ken founded Innovative Concepts, a firm dedicated to assisting partner producers in serving high net worth clients. His company specializes in advanced planning and has been at the forefront, pioneering the concept of Asset Backed Insurance Lending (ABIL). This innovative approach has allowed him to work with major corporations such as US Steel and Subaru, as well as affluent families, including NFL owner families. Ken’s firm prides itself on its ability to solve complex problems and provide comprehensive solutions. To accomplish this, he has assembled a team of professionals who collaborate to help clients navigate through sophisticated planning issues.

Ken firmly believes that teamwork is instrumental in tackling these challenges, and he values establishing ongoing relationships with clients and advisors to ensure that dreams can become realities.

Pamela Roman

Director of Client Services

Pam joined Innovative Concepts in 2013, bringing over 20 years of success stories in representing high-net-worth clients seeking the benefits that life insurance can provide for estate liquidity and business succession. Primarily focused on the challenges of underwriting and placement of large life insurance policies, she successfully applies her tenacity and resilience to fight through insurance company requirements for the benefit of clients.
Throughout her career, she has studied the challenges of underwriting, which can differ with each insurance company. This knowledge and experience, combined with “people skills” directed at key insurance company representatives has led to a strong record of successful policy placement. She now fights through these daily tasks and policy challenges with energy and perseverance to deliver the best result for clients of Innovative Concepts.
Pam is married and has adopted 4 “furry friends” who are very much her family. She enjoys gardening, fitness training, and long walks. Expect a call from her soon.

Raven Van Stratten

Director of Digital Design and Technology Integration

Raven, is a dedicated mother and wife who excels in homeschooling her daughter. She also dedicates her time to volunteering with an organization focused on the conservation of the Indian River Lagoon, demonstrating her nurturing and proactive commitment to environmental protection.

As the Director of Digital Design and Technology Integration at Innovative Concepts, Raven is a driving force. She shapes a digital environment that maintains high service standards. Her care for producers and clients sets her apart.

Raven’s expertise extends to crafting empowering webinars and providing knowledge and tools for success in a digital market. Helping Innovative Concepts stand out with each webinar’s unique design and technological insight. Raven also designs educational programs for clients and agents, fostering a well-informed community.

Her organizational skills optimize company documents, enhancing partnership and collaboration. Raven is more than a director; she drives Innovative Concepts’ digital revolution. With Raven leading, Innovative Concepts is setting the pace.